:root{--bg:#f5f8fc;--surface:#fff;--surface-2:#eaf1f8;--text:#12243a;--muted:#5c6f84;--line:#d6e0eb;--brand:#075f9b;--brand-2:#073d66;--accent:#2f9ed1;--danger:#a33a3a;--shadow:0 10px 30px rgba(9,55,91,.09);--max:1180px;color-scheme:light}
[data-theme="dark"]{--bg:#0d1722;--surface:#142333;--surface-2:#1b3044;--text:#f0f6fb;--muted:#adc0d1;--line:#2d465c;--brand:#64b9e5;--brand-2:#0a314f;--accent:#7dcaed;--shadow:0 12px 32px rgba(0,0,0,.28);color-scheme:dark}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}img{max-width:100%;display:block}a{color:inherit}button,input,textarea{font:inherit}.container{width:min(calc(100% - 32px),var(--max));margin-inline:auto}.skip-link{position:absolute;left:-999px;top:8px;background:var(--text);color:var(--bg);padding:8px 12px;z-index:100}.skip-link:focus{left:8px}
html.i18n-loading body{opacity:0}html:not(.i18n-loading) body{opacity:1;transition:opacity .12s ease}
.site-header{position:sticky;top:0;z-index:50;background:color-mix(in srgb,var(--surface) 94%,transparent);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.topbar{background:var(--brand-2);color:#fff;font-size:.78rem}.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:6px 0}.topbar p{margin:0}.nav-wrap{height:72px;display:flex;align-items:center;gap:24px}.logo{text-decoration:none;display:flex;align-items:center;white-space:nowrap}.brand-logo{display:block;width:210px;height:auto;max-height:50px;object-fit:contain}.site-footer .brand-logo{width:190px;background:#fff;border-radius:4px;padding:4px}.main-nav{display:flex;align-items:center;gap:20px;margin-left:auto}.main-nav a{text-decoration:none;font-size:.91rem;font-weight:650;color:var(--muted)}.main-nav a:hover,.main-nav a[aria-current="page"]{color:var(--brand)}.main-nav .nav-cta{display:inline-flex;width:auto;min-height:38px;padding:8px 15px;align-items:center;justify-content:center;border-radius:5px;background:var(--brand);color:#fff;box-shadow:0 7px 18px rgba(7,95,155,.2);animation:nav-cta-pulse 2.8s ease-in-out infinite}.main-nav .nav-cta:hover{color:#fff;background:var(--brand-2);animation-play-state:paused}.main-nav .nav-cta::after{display:none}.nav-actions{display:flex;align-items:center;gap:7px}.icon-btn,.lang-btn,.menu-btn{height:38px;border:1px solid var(--line);background:var(--surface);color:var(--text);border-radius:5px;cursor:pointer}.icon-btn{width:38px;display:grid;place-items:center;font-size:1.1rem}.lang-btn{padding:0 10px;font-weight:750;font-size:.8rem}.menu-btn{display:none;width:40px;font-size:1.25rem}@keyframes nav-cta-pulse{0%,100%{transform:scale(1)}50%{transform:scale(1.055)}}
.ticker{border-bottom:1px solid var(--line);background:var(--surface)}.ticker .container{display:flex;overflow:hidden}.ticker-label{flex:none;background:var(--accent);color:#181818;font-size:.72rem;font-weight:800;text-transform:uppercase;padding:9px 14px}.ticker-items{display:flex;gap:30px;overflow:hidden;padding:9px 18px;font-size:.78rem;color:var(--muted);white-space:nowrap}.ticker-items strong{color:var(--text)}
.hero{padding:68px 0 54px;background:var(--surface);border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(280px,.75fr);gap:56px;align-items:center}.eyebrow{color:var(--brand);text-transform:uppercase;letter-spacing:.08em;font-weight:800;font-size:.76rem}.hero h1,.page-hero h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.5rem,5vw,4.8rem);line-height:1.02;letter-spacing:0;margin:12px 0 22px;max-width:820px}.hero p{font-size:1.12rem;color:var(--muted);max-width:700px}.hero-actions{display:flex;gap:12px;margin-top:30px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 17px;border:1px solid var(--brand);border-radius:5px;text-decoration:none;font-weight:750}.btn-primary{background:var(--brand);color:#fff}.btn-secondary{color:var(--brand);background:transparent}.market-panel{background:var(--surface-2);border:1px solid var(--line);padding:22px;border-radius:7px}.market-panel h2{font-size:1rem;margin:0 0 14px}.market-row{display:grid;grid-template-columns:1fr auto;gap:8px;padding:12px 0;border-top:1px solid var(--line)}.market-row span{color:var(--muted);font-size:.84rem}.market-row strong{font-variant-numeric:tabular-nums}.positive{color:var(--brand)}.market-note{font-size:.72rem!important;margin:12px 0 0!important}
.section{padding:64px 0}.section-white{background:var(--surface)}.section-head{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:28px}.section-head h2{font-family:Georgia,serif;font-size:2rem;line-height:1.15;margin:0}.section-head p{margin:7px 0 0;color:var(--muted)}.text-link{color:var(--brand);font-weight:750;text-decoration:none;white-space:nowrap}.topic-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.topic-card,.article-card{background:var(--surface);border:1px solid var(--line);border-radius:7px}.topic-card{padding:22px;text-decoration:none;min-height:180px;transition:transform .2s,border-color .2s}.topic-card:hover{transform:translateY(-3px);border-color:var(--brand)}.topic-icon{font-family:Georgia,serif;color:var(--brand);font-weight:800;font-size:1.35rem}.topic-card h3{margin:28px 0 6px;font-size:1rem}.topic-card p{color:var(--muted);font-size:.87rem;margin:0}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.article-card{overflow:hidden}.article-visual{position:relative;height:190px;overflow:hidden;background:var(--brand-2)}.article-visual img{width:100%;height:100%;object-fit:cover;filter:saturate(.78);transition:transform .45s ease}.article-visual::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(4,30,51,.08),rgba(4,30,51,.74))}.article-code{position:absolute;z-index:1;left:18px;bottom:15px;color:#fff;font-family:Georgia,"Times New Roman",serif;font-size:2rem;font-weight:800;line-height:1;text-shadow:0 2px 10px rgba(0,0,0,.28)}.article-card:hover .article-visual img{transform:scale(1.035)}.article-body{padding:20px}.tag{font-size:.7rem;text-transform:uppercase;color:var(--brand);font-weight:800;letter-spacing:.06em}.article-card h3{font-family:Georgia,serif;font-size:1.25rem;line-height:1.3;margin:8px 0}.article-card h3 a{text-decoration:none}.article-card p{font-size:.87rem;color:var(--muted)}.meta{font-size:.75rem;color:var(--muted)}
.newsletter{background:var(--brand-2);color:#fff;padding:44px 0}.newsletter-inner{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}.newsletter h2{font-family:Georgia,serif;font-size:2rem;margin:0}.newsletter p{margin:5px 0 0;color:#d5e8df}.newsletter-actions{display:flex;justify-content:flex-end;gap:10px;flex-wrap:wrap}.newsletter-outline{border-color:#8eb2c9;color:#fff}.newsletter-outline:hover{border-color:#fff}.form-message{font-size:.8rem;margin-top:8px!important}
.page-hero{padding:54px 0;background:var(--surface);border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(2.3rem,4vw,3.7rem);margin-bottom:14px}.page-hero p{max-width:760px;color:var(--muted);font-size:1.05rem}.breadcrumb{font-size:.8rem;color:var(--muted)}.breadcrumb a{color:var(--brand)}.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:44px}.prose h2{font-family:Georgia,serif;font-size:1.8rem;line-height:1.2;margin:38px 0 12px}.prose h2:first-child{margin-top:0}.prose h3{margin-top:28px}.prose p,.prose li{color:var(--muted)}.callout{border-left:4px solid var(--accent);background:var(--surface-2);padding:18px 20px;margin:26px 0}.sidebar{border-left:1px solid var(--line);padding-left:24px}.sidebar h2{font-size:1rem}.sidebar a{display:block;padding:10px 0;border-bottom:1px solid var(--line);color:var(--muted);text-decoration:none;font-size:.88rem}.contact-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:44px}.contact-form{display:grid;gap:14px}.contact-form label{font-weight:700;font-size:.86rem}.contact-form input,.contact-form textarea{width:100%;margin-top:5px;padding:11px;border:1px solid var(--line);border-radius:5px;background:var(--surface);color:var(--text)}.contact-form textarea{min-height:150px;resize:vertical}
.site-footer{background:#071b2d;color:#deebf5;padding:48px 0 22px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:38px}.site-footer .logo{color:#fff}.footer-about{color:#a9bdcd;font-size:.86rem;max-width:300px}.site-footer h2{font-size:.8rem;text-transform:uppercase;letter-spacing:.06em}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin:8px 0}.site-footer a{color:#b5c8d7;text-decoration:none;font-size:.86rem}.footer-bottom{margin-top:38px;padding-top:18px;border-top:1px solid #284158;display:flex;justify-content:space-between;color:#8fa6b8;font-size:.75rem}.disclaimer{max-width:760px}.hidden{display:none!important}
@media(max-width:900px){.menu-btn{display:grid;place-items:center}.main-nav{display:none;position:absolute;top:111px;left:0;right:0;background:var(--surface);border-bottom:1px solid var(--line);padding:18px 16px;flex-direction:column;align-items:flex-start;gap:0}.main-nav.open{display:flex}.main-nav a{width:100%;padding:10px}.hero-grid,.content-layout,.contact-grid{grid-template-columns:1fr}.hero{padding-top:46px}.topic-grid{grid-template-columns:repeat(2,1fr)}.article-grid{grid-template-columns:1fr 1fr}.sidebar{border-left:0;border-top:1px solid var(--line);padding:24px 0 0}.footer-grid{grid-template-columns:1fr 1fr}.newsletter-inner{grid-template-columns:1fr}}
@media(max-width:900px){.main-nav .nav-cta{width:100%;margin-top:8px}.main-nav .nav-cta:hover{transform:none}}
@media(max-width:620px){.topbar .container p:last-child{display:none}.nav-wrap{height:64px;gap:10px}.brand-logo{width:155px;max-height:42px}.main-nav{top:103px}.ticker-items{gap:16px}.hero h1{font-size:2.5rem}.hero-grid{gap:32px}.section{padding:46px 0}.topic-grid,.article-grid,.footer-grid{grid-template-columns:1fr}.topic-card{min-height:0}.topic-card h3{margin-top:18px}.newsletter-form{flex-direction:column}.section-head{align-items:flex-start;flex-direction:column}.footer-bottom{flex-direction:column;gap:10px}.page-hero{padding:40px 0}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}

/* Interaction and motion */
.btn,.icon-btn,.lang-btn,.menu-btn{transition:transform .18s ease,background-color .18s ease,border-color .18s ease,box-shadow .18s ease}.btn:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(7,95,155,.18)}.btn:active,.icon-btn:active,.lang-btn:active{transform:translateY(1px)}.main-nav a{position:relative}.main-nav a::after{content:"";position:absolute;left:0;right:100%;bottom:-6px;height:2px;background:var(--brand);transition:right .22s ease}.main-nav a:hover::after,.main-nav a[aria-current="page"]::after{right:0}.topic-card,.article-card{box-shadow:0 1px 0 rgba(7,61,102,.03);transition:transform .22s ease,border-color .22s ease,box-shadow .22s ease}.article-card:hover{transform:translateY(-4px);border-color:color-mix(in srgb,var(--brand) 45%,var(--line));box-shadow:var(--shadow)}.article-card h3 a:hover{color:var(--brand)}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .55s ease var(--reveal-delay,0ms),transform .55s ease var(--reveal-delay,0ms)}.reveal.is-visible{opacity:1;transform:none}.hero h1{animation:hero-in .65s ease both}.hero .eyebrow,.hero p,.hero-actions{animation:hero-in .65s ease both}.hero .eyebrow{animation-delay:.05s}.hero p{animation-delay:.12s}.hero-actions{animation-delay:.2s}@keyframes hero-in{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
.contact-form{background:var(--surface);border:1px solid var(--line);border-radius:7px;padding:28px;box-shadow:var(--shadow)}.contact-form label span{display:inline-block;margin-bottom:5px}.contact-form input:focus,.contact-form textarea:focus{outline:3px solid color-mix(in srgb,var(--brand) 18%,transparent);border-color:var(--brand)}.contact-form input[aria-invalid="true"]{border-color:var(--danger);outline:3px solid color-mix(in srgb,var(--danger) 15%,transparent)}.form-trap{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.submit-btn{position:relative;gap:10px}.submit-btn:disabled{cursor:wait;opacity:.78}.button-spinner{display:none;width:16px;height:16px;border:2px solid rgba(255,255,255,.45);border-top-color:#fff;border-radius:50%;animation:spin .7s linear infinite}.submit-btn.is-loading .button-spinner{display:block}.form-status{min-height:24px;margin:0;font-size:.92rem;font-weight:750;border-radius:7px}.form-status:empty{display:none}.form-status.success,.form-status.error{display:flex;align-items:flex-start;gap:10px;padding:14px 16px;border:1px solid}.form-status.success{color:var(--brand);background:color-mix(in srgb,var(--brand) 9%,var(--surface));border-color:color-mix(in srgb,var(--brand) 34%,var(--line))}.form-status.error{color:var(--danger);background:color-mix(in srgb,var(--danger) 8%,var(--surface));border-color:color-mix(in srgb,var(--danger) 34%,var(--line))}.form-status.success::before{content:"\2713";display:grid;place-items:center;flex:0 0 22px;width:22px;height:22px;border-radius:999px;background:var(--brand);color:#fff;font-size:.8rem}.form-status.error::before{content:"!";display:grid;place-items:center;flex:0 0 22px;width:22px;height:22px;border-radius:999px;background:var(--danger);color:#fff;font-size:.8rem}.form-status:focus{outline:3px solid color-mix(in srgb,var(--brand) 18%,transparent);outline-offset:2px}@keyframes spin{to{transform:rotate(360deg)}}
.article-page{max-width:780px}.article-header{padding:56px 0 38px;background:var(--surface);border-bottom:1px solid var(--line)}.article-header h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.35rem,5vw,4.25rem);line-height:1.06;margin:14px 0 18px;letter-spacing:0}.article-deck{font-size:1.15rem;color:var(--muted);max-width:720px}.article-byline{display:flex;gap:16px;align-items:center;color:var(--muted);font-size:.82rem;margin-top:24px}.article-content{font-size:1.04rem}.article-content h2{font-size:1.9rem}.article-content p,.article-content li{color:var(--text)}.article-content p{margin:0 0 20px}.article-content ul{padding-left:22px}.article-content li{margin:9px 0}.key-points{background:var(--surface-2);border:1px solid var(--line);padding:22px 24px;border-radius:7px;margin:0 0 34px}.key-points h2{font-family:inherit;font-size:1rem;margin:0 0 10px}.related-band{border-top:1px solid var(--line);background:var(--surface)}
@media(prefers-reduced-motion:reduce){.reveal,.hero h1,.hero .eyebrow,.hero p,.hero-actions{opacity:1;transform:none;animation:none}.button-spinner{animation:none}}
@media(prefers-reduced-motion:reduce){.main-nav .nav-cta{animation:none}.article-visual img{transition:none}}
[hidden]{display:none!important}
.faq-layout{display:grid;grid-template-columns:280px minmax(0,1fr);gap:56px;align-items:start}.faq-intro{position:sticky;top:150px}.faq-intro h2{font-family:Georgia,serif;font-size:1.8rem;margin-top:0}.faq-intro p{color:var(--muted)}.faq-list details{background:var(--surface);border:1px solid var(--line);border-radius:7px;margin-bottom:10px;overflow:hidden}.faq-list summary{list-style:none;cursor:pointer;padding:18px 52px 18px 20px;font-weight:750;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary::after{content:"+";position:absolute;right:20px;top:13px;color:var(--brand);font-size:1.5rem;font-weight:400}.faq-list details[open] summary::after{content:"−"}.faq-list details[open] summary{color:var(--brand);background:var(--surface-2)}.faq-list details p{margin:0;padding:0 20px 20px;color:var(--muted)}
@media(max-width:900px){.faq-layout{grid-template-columns:1fr;gap:30px}.faq-intro{position:static}}
.filter-bar{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:28px}.filter-btn{border:1px solid var(--line);background:var(--surface);color:var(--muted);border-radius:5px;padding:8px 13px;font-weight:700;cursor:pointer}.filter-btn:hover,.filter-btn.active{background:var(--brand);border-color:var(--brand);color:#fff}.article-image{width:100%;height:190px;object-fit:cover}.blog-grid .article-card[hidden]{display:none!important}
.hero-carousel{position:relative;height:clamp(560px,72vh,760px);overflow:hidden;background:#071b2d}.hero-slide{position:absolute;inset:0;opacity:0;visibility:hidden;transition:opacity .8s ease,visibility .8s;background-image:linear-gradient(90deg,rgba(3,20,35,.92) 0%,rgba(3,20,35,.76) 40%,rgba(3,20,35,.15) 72%),var(--slide-image);background-size:cover;background-position:center}.hero-slide.active{opacity:1;visibility:visible;z-index:1}.hero-slide-inner{height:100%;display:flex;align-items:center}.hero-copy{width:min(650px,65%);color:#fff}.hero-copy .eyebrow{color:#8cd4f4}.hero-copy h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.8rem,6vw,5.5rem);line-height:1;letter-spacing:0;margin:14px 0 22px}.hero-copy p{font-size:1.13rem;color:#d7e5ef;max-width:610px}.btn-light,.btn-white{background:#fff;color:#073d66;border-color:#fff}.carousel-arrow{position:absolute;z-index:3;top:50%;transform:translateY(-50%);width:46px;height:54px;border:1px solid rgba(255,255,255,.35);background:rgba(3,20,35,.35);color:#fff;font-size:2rem;cursor:pointer;backdrop-filter:blur(5px)}.carousel-prev{left:20px}.carousel-next{right:20px}.carousel-arrow:hover{background:var(--brand)}.carousel-dots{position:absolute;z-index:3;bottom:24px;left:50%;transform:translateX(-50%);display:flex;gap:9px}.carousel-dots button{width:32px;height:4px;padding:0;border:0;background:rgba(255,255,255,.45);cursor:pointer}.carousel-dots button.active{background:#fff}.trust-strip{background:var(--surface);border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-grid div{padding:22px;border-right:1px solid var(--line);display:grid;gap:1px}.trust-grid div:first-child{border-left:1px solid var(--line)}.trust-grid strong{font-size:1.08rem;color:var(--brand)}.trust-grid span{font-size:.78rem;color:var(--muted)}.feature-story{padding:70px 0}.feature-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}.feature-grid>img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:7px;box-shadow:var(--shadow)}.feature-grid h2,.contact-banner h2{font-family:Georgia,serif;font-size:clamp(2rem,4vw,3.2rem);line-height:1.1;margin:12px 0 16px}.feature-grid p{color:var(--muted)}.check-list{list-style:none;padding:0;margin:22px 0}.check-list li{padding:9px 0 9px 28px;position:relative;border-bottom:1px solid var(--line)}.check-list li::before{content:"✓";position:absolute;left:0;color:var(--brand);font-weight:800}.contact-banner{background:var(--brand-2);color:#fff;padding:52px 0}.contact-banner-inner{display:flex;justify-content:space-between;align-items:center;gap:40px}.contact-banner .eyebrow{color:#8cd4f4}.contact-banner h2{margin-bottom:8px}.contact-banner p{color:#c9dce9;margin:0}
@media(max-width:900px){.hero-copy{width:80%}.feature-grid{grid-template-columns:1fr}.contact-banner-inner{align-items:flex-start;flex-direction:column}.trust-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.hero-carousel{height:650px}.hero-slide{background-image:linear-gradient(0deg,rgba(3,20,35,.96) 0%,rgba(3,20,35,.72) 60%,rgba(3,20,35,.2) 100%),var(--slide-image);background-position:60% center}.hero-slide-inner{align-items:flex-end;padding-bottom:70px}.hero-copy{width:100%}.hero-copy h1{font-size:2.65rem}.hero-copy p{font-size:1rem}.carousel-arrow{display:none}.trust-grid{grid-template-columns:1fr 1fr}.trust-grid div{padding:16px}.feature-story{padding:48px 0}}
.hero-slide-finance{--slide-image:url('../images/finance-hero.jpg')}.hero-slide-investing{--slide-image:url('../images/investing-planning.jpg')}.hero-slide-personal{--slide-image:url('../images/personal-finance.jpg')}
.topbar-link{color:#fff;text-decoration:none;font-weight:750}.contact-form select{width:100%;margin-top:5px;padding:11px;border:1px solid var(--line);border-radius:5px;background:var(--surface);color:var(--text)}.phone-input{display:flex!important;align-items:stretch;margin-top:5px;border:1px solid var(--line);border-radius:5px;overflow:hidden}.phone-input strong{display:flex;align-items:center;padding:0 12px;background:var(--surface-2);border-right:1px solid var(--line);color:var(--brand)}.phone-input input{margin:0;border:0;border-radius:0}.field-help{display:block;color:var(--muted);font-weight:400;margin-top:5px}.hotline-panel{display:grid;gap:2px;background:var(--brand-2);color:#fff;padding:20px;border-radius:7px;margin:24px 0}.hotline-panel span{font-size:.8rem;text-transform:uppercase;font-weight:800}.hotline-panel strong{font-size:1.45rem}.hotline-panel small{color:#c9dce9}
.consent-field{display:grid!important;grid-template-columns:18px 1fr;gap:10px;align-items:start;font-weight:500!important;color:var(--muted)}.contact-form .consent-field input{width:18px;height:18px;margin:3px 0 0}.consent-field a{color:var(--brand);font-weight:750}.consent-field input[aria-invalid="true"]{outline:2px solid var(--danger)}

/* Responsive hardening */
html,body{max-width:100%;overflow-x:hidden}
:where(.container,.nav-wrap,.main-nav,.hero-copy,.section-head,.article-card,.article-body,.content-layout,.contact-grid,.faq-layout,.footer-grid,.newsletter-inner,.feature-grid){min-width:0}
:where(h1,h2,h3,p,li,a,button,label,summary,.btn,.tag,.article-code,.hotline-panel strong){overflow-wrap:anywhere}
:where(a,button,.btn,input,select,textarea,summary){touch-action:manipulation}
@media(max-width:1120px){.nav-wrap{gap:14px}.brand-logo{width:176px}.main-nav{gap:11px}.main-nav a{font-size:.84rem}.main-nav .nav-cta{padding-inline:12px}.nav-actions{gap:5px}}
@media(max-width:900px){.site-header{position:sticky}.topbar .container{flex-wrap:wrap;justify-content:center;text-align:center}.main-nav{max-height:calc(100vh - 111px);overflow-y:auto;box-shadow:0 18px 32px rgba(7,27,45,.12)}.main-nav a{min-height:44px;display:flex;align-items:center}.main-nav a::after{display:none}.nav-actions{margin-left:auto}.article-visual{height:210px}.filter-bar{overflow-x:auto;flex-wrap:nowrap;padding-bottom:6px;scrollbar-width:thin}.filter-btn{flex:0 0 auto}.article-header{padding:42px 0 30px}.article-byline{flex-wrap:wrap}.article-content{font-size:1rem}.article-content h2{font-size:1.55rem}.faq-list summary{padding-right:46px}.contact-form{padding:22px}.phone-input input{min-width:0}.newsletter-actions{justify-content:flex-start}.text-link{white-space:normal}.btn{min-width:0}}
@media(max-width:620px){.container{width:min(calc(100% - 24px),var(--max))}.topbar{font-size:.72rem}.topbar .container{gap:6px}.nav-actions{gap:4px}.icon-btn,.lang-btn,.menu-btn{height:36px}.icon-btn,.menu-btn{width:36px}.lang-btn{padding-inline:8px}.main-nav{top:103px;max-height:calc(100vh - 103px)}.hero-carousel{height:min(650px,100svh)}.hero-copy h1{font-size:clamp(2.15rem,12vw,2.65rem)}.hero-actions,.newsletter-actions{display:grid;grid-template-columns:1fr;width:100%}.hero-actions .btn,.newsletter-actions .btn{width:100%}.trust-grid{grid-template-columns:1fr}.trust-grid div,.trust-grid div:first-child{border-left:0;border-right:0;border-bottom:1px solid var(--line)}.article-visual{height:220px}.article-code{font-size:1.65rem;left:14px;bottom:13px}.article-body{padding:18px}.page-hero h1,.article-header h1{font-size:clamp(2rem,11vw,2.7rem)}.page-hero p,.article-deck{font-size:1rem}.content-layout,.contact-grid,.faq-layout,.feature-grid{gap:28px}.contact-form{padding:18px;border-radius:6px}.hotline-panel strong{font-size:1.18rem}.footer-grid{gap:24px}.site-footer{padding-top:36px}.faq-list summary{padding:16px 42px 16px 16px}.faq-list details p{padding:0 16px 16px}.key-points{padding:18px}.carousel-dots{bottom:16px}.breadcrumb{line-height:1.5}}
@media(max-width:380px){.brand-logo{width:136px}.nav-wrap{gap:6px}.topbar .container p:first-child{display:none}.contact-form{padding:14px}.article-visual{height:190px}.btn{padding-inline:12px}.ticker-label{padding-inline:10px}.ticker-items{padding-inline:12px}.page-hero h1,.article-header h1{font-size:2rem}}
@media(prefers-reduced-motion:reduce){.main-nav .nav-cta,.carousel-dots button,.article-card,.topic-card,.btn,.article-visual img{animation:none!important;transition:none!important}}

/* Visual refresh */
body{background:linear-gradient(180deg,var(--bg) 0%,color-mix(in srgb,var(--bg) 88%,var(--surface-2)) 42%,var(--bg) 100%)}
.site-header{box-shadow:0 10px 28px rgba(7,61,102,.06)}
.page-hero,.section-white,.trust-strip{background:linear-gradient(180deg,var(--surface),color-mix(in srgb,var(--surface) 86%,var(--surface-2)))}
.topic-card,.article-card,.contact-form,.faq-list details,.key-points,.market-panel{box-shadow:0 1px 0 rgba(7,61,102,.04),0 12px 34px rgba(7,61,102,.055)}
.topic-card,.article-card,.faq-list details,.contact-form,.market-panel,.key-points{border-color:color-mix(in srgb,var(--line) 78%,var(--brand) 22%)}
.btn-primary{background:linear-gradient(135deg,var(--brand),color-mix(in srgb,var(--brand) 78%,var(--accent)));border-color:transparent;box-shadow:0 12px 24px rgba(7,95,155,.2)}
.btn-secondary{background:color-mix(in srgb,var(--surface) 82%,var(--surface-2));border-color:color-mix(in srgb,var(--brand) 42%,var(--line))}
.btn-light,.btn-white{box-shadow:0 12px 24px rgba(0,0,0,.12)}
.section-head{position:relative}
.section-head::after{content:"";display:block;width:54px;height:3px;background:var(--accent);border-radius:99px;position:absolute;left:0;bottom:-12px}
.page-hero .container,.article-header .container{position:relative}
.page-hero .container::before,.article-header .container::before{content:"";position:absolute;inset:auto auto -18px 0;width:80px;height:4px;background:var(--accent);border-radius:99px}
.article-card{background:linear-gradient(180deg,var(--surface),color-mix(in srgb,var(--surface) 90%,var(--surface-2)))}
.article-visual::before{content:"";position:absolute;z-index:1;inset:12px auto auto 12px;width:42px;height:3px;background:#fff;border-radius:99px;opacity:.72}
.filter-btn,.faq-list summary,.sidebar a{transition:background-color .2s ease,border-color .2s ease,color .2s ease,transform .2s ease}
.filter-btn:hover,.sidebar a:hover{transform:translateY(-1px)}
.hero-slide.active .hero-copy{animation:hero-copy-rise .72s ease both}
@keyframes hero-copy-rise{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}
.modal-open{overflow:hidden}
.join-modal{position:fixed;inset:0;z-index:200;display:grid;place-items:center;padding:18px}
.join-modal[hidden]{display:none}
.join-modal-backdrop{position:absolute;inset:0;background:rgba(3,20,35,.58);backdrop-filter:blur(8px);opacity:0;transition:opacity .24s ease}
.join-dialog{position:relative;z-index:1;width:min(100%,460px);background:var(--surface);border:1px solid color-mix(in srgb,var(--line) 70%,var(--brand));border-radius:8px;padding:30px;box-shadow:0 28px 90px rgba(3,20,35,.32);opacity:0;transform:translateY(18px) scale(.98);transition:opacity .24s ease,transform .24s ease}
.join-modal.is-open .join-modal-backdrop{opacity:1}
.join-modal.is-open .join-dialog{opacity:1;transform:none}
.join-close{position:absolute;right:12px;top:12px;width:34px;height:34px;border:1px solid var(--line);border-radius:5px;background:var(--surface);color:var(--text);font-size:1.35rem;line-height:1;cursor:pointer}
.join-logo{width:190px;max-width:72%;height:auto;margin:0 0 18px;background:#fff;border-radius:5px;padding:4px}
.join-dialog h2{font-family:Georgia,"Times New Roman",serif;font-size:clamp(1.9rem,6vw,2.55rem);line-height:1.08;margin:10px 0 12px}
.join-dialog p{color:var(--muted);margin:0}
.join-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}
@media(max-width:620px){.join-dialog{padding:24px 20px}.join-actions{display:grid;grid-template-columns:1fr}.join-actions .btn{width:100%}.section-head::after{bottom:-8px}}
@media(prefers-reduced-motion:reduce){.join-modal-backdrop,.join-dialog,.hero-slide.active .hero-copy{animation:none!important;transition:none!important}}

/* Rich content blocks */
.content-band{background:var(--surface);border-block:1px solid var(--line);padding:56px 0}
.content-band.alt{background:linear-gradient(180deg,var(--surface),color-mix(in srgb,var(--surface) 88%,var(--surface-2)))}
.mini-card-grid,.process-grid,.security-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.mini-card,.process-step,.security-card{background:var(--surface);border:1px solid color-mix(in srgb,var(--line) 80%,var(--brand));border-radius:7px;padding:22px;box-shadow:0 10px 28px rgba(7,61,102,.055);transition:transform .22s ease,border-color .22s ease,box-shadow .22s ease}
a.mini-card{display:block;text-decoration:none;color:inherit}
.mini-card:hover,.process-step:hover,.security-card:hover{transform:translateY(-3px);border-color:color-mix(in srgb,var(--brand) 55%,var(--line));box-shadow:var(--shadow)}
.mini-card h3,.process-step h3,.security-card h3{margin:8px 0 8px;font-size:1rem}
.mini-card p,.process-step p,.security-card p{margin:0;color:var(--muted);font-size:.9rem}
.metric-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:7px;overflow:hidden;background:var(--surface);box-shadow:var(--shadow)}
.metric-grid div{padding:22px;border-right:1px solid var(--line)}
.metric-grid div:last-child{border-right:0}
.metric-grid strong{display:block;font-size:1.35rem;color:var(--brand)}
.metric-grid span{color:var(--muted);font-size:.82rem}
.inline-cta{display:flex;align-items:center;justify-content:space-between;gap:24px;background:var(--brand-2);color:#fff;border-radius:8px;padding:28px;box-shadow:var(--shadow)}
.inline-cta h2{font-family:Georgia,"Times New Roman",serif;font-size:clamp(1.7rem,3vw,2.4rem);margin:0 0 8px}
.inline-cta p{color:#c9dce9;margin:0}
.inline-cta .btn-secondary{border-color:#9ec7de;color:#fff;background:transparent}
.error-page{min-height:100vh;background:radial-gradient(circle at 20% 20%,color-mix(in srgb,var(--accent) 20%,transparent),transparent 32%),linear-gradient(135deg,var(--bg),var(--surface-2))}
.error-hero{min-height:100vh;display:grid;place-items:center;padding:40px 0}
.error-shell{display:grid;gap:20px}
.error-logo{width:max-content}
.error-panel{position:relative;overflow:hidden;background:var(--surface);border:1px solid color-mix(in srgb,var(--line) 70%,var(--brand));border-radius:8px;padding:clamp(26px,5vw,48px);box-shadow:0 26px 90px rgba(7,61,102,.16)}
.error-code{position:absolute;right:22px;top:-42px;margin:0;font-family:Georgia,"Times New Roman",serif;font-size:clamp(6rem,18vw,14rem);line-height:1;color:color-mix(in srgb,var(--brand) 12%,transparent);font-weight:800}
.error-panel h1{position:relative;font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.2rem,6vw,4.5rem);line-height:1.03;margin:12px 0 16px;max-width:760px}
.error-panel p:not(.error-code){position:relative;color:var(--muted);max-width:680px}
.error-actions{position:relative;display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}
.error-links{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.error-links a{background:var(--surface);border:1px solid var(--line);border-radius:7px;padding:14px;text-decoration:none;color:var(--brand);font-weight:750;text-align:center}
.error-links a:hover{border-color:var(--brand);box-shadow:var(--shadow)}
@media(max-width:900px){.mini-card-grid,.process-grid,.security-grid{grid-template-columns:1fr 1fr}.metric-grid{grid-template-columns:1fr 1fr}.metric-grid div:nth-child(2){border-right:0}.metric-grid div{border-bottom:1px solid var(--line)}.inline-cta{align-items:flex-start;flex-direction:column}.error-links{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.mini-card-grid,.process-grid,.security-grid,.metric-grid,.error-links{grid-template-columns:1fr}.metric-grid div{border-right:0}.inline-cta{padding:22px}.error-actions{display:grid;grid-template-columns:1fr}.error-actions .btn{width:100%}}

/* Button clarity and mobile tap targets */
.btn,.filter-btn,.lang-btn,.icon-btn,.menu-btn,.carousel-arrow,.join-close{line-height:1.2;text-align:center}
.btn{white-space:normal;min-width:max-content}
.icon-btn,.menu-btn{flex:0 0 auto;font-weight:800}
.lang-btn{min-width:44px}
.main-nav a,.main-nav .nav-cta{white-space:normal}
.submit-btn,.inline-cta .btn,.contact-banner .btn,.join-actions .btn{min-width:160px}
.faq-list summary{min-height:52px}
@media(max-width:900px){.main-nav .nav-cta{min-height:46px}.main-nav a{font-size:.95rem}.submit-btn,.inline-cta .btn,.contact-banner .btn,.join-actions .btn{width:100%;min-width:0}.filter-btn{min-height:42px}}
@media(max-width:620px){.btn{width:100%;min-width:0}.icon-btn,.menu-btn{font-size:1.15rem}.lang-btn{font-size:.82rem}.nav-wrap{align-items:center}.nav-actions{flex:0 0 auto}.hotline-panel{padding:18px}.filter-bar{margin-inline:-12px;padding-inline:12px}.article-code{max-width:calc(100% - 28px)}}
@media(max-width:380px){.icon-btn,.menu-btn{font-size:1rem}.lang-btn{min-width:40px;padding-inline:6px}.nav-actions{gap:3px}}

/* Production polish: responsive carousel, richer motion, FAQ refinement */
.hero-carousel{height:clamp(500px,68vh,720px);min-height:500px}
.hero-slide{transform:scale(1.04) translateX(18px);transition:opacity .75s ease,visibility .75s ease,transform 1s ease}
.hero-slide.active{transform:scale(1) translateX(0)}
.hero-slide-inner{padding-block:42px 78px}
.hero-copy h1{font-size:clamp(2.35rem,5.1vw,5rem);margin:12px 0 16px}
.hero-copy p{font-size:clamp(.98rem,1.4vw,1.13rem);margin-block:0}
.hero-copy .hero-actions{margin-top:22px}
.carousel-dots button{height:5px;width:34px;overflow:hidden;position:relative}
.carousel-dots button::after{content:"";position:absolute;inset:0;background:#fff;transform:scaleX(0);transform-origin:left}
.carousel-dots button.active{background:rgba(255,255,255,.32)}
.carousel-dots button.active::after{animation:dot-fill 6.5s linear both}
@keyframes dot-fill{to{transform:scaleX(1)}}
.reveal.from-left{transform:translateX(-22px)}
.reveal.from-right{transform:translateX(22px)}
.reveal.is-visible{transform:none}
.faq-list details{transition:transform .22s ease,border-color .22s ease,box-shadow .22s ease}
.faq-list details:hover{transform:translateX(3px);border-color:color-mix(in srgb,var(--brand) 45%,var(--line));box-shadow:var(--shadow)}
.faq-list summary::after{transition:transform .22s ease}
.faq-list details[open] summary::after{content:"\2212";transform:rotate(180deg)}
.check-list li::before{content:"\2713"}
@media(max-width:1180px) and (max-height:820px){
  .hero-carousel{height:calc(100svh - 120px);min-height:470px}
  .hero-slide-inner{align-items:center;padding-block:28px 64px}
  .hero-copy{width:min(620px,72%)}
  .hero-copy h1{font-size:clamp(2.15rem,4.4vw,4.2rem)}
  .hero-copy p{max-width:560px}
  .hero-copy .hero-actions{margin-top:18px}
}
@media(max-width:900px){.hero-carousel{height:min(620px,82svh);min-height:540px}.hero-slide-inner{padding-block:38px 76px}.hero-copy{width:86%}}
@media(max-width:620px){.hero-carousel{height:min(650px,100svh)}.hero-slide-inner{padding-bottom:70px}.hero-copy{width:100%}.carousel-dots button{width:28px}}
@media(prefers-reduced-motion:reduce){.hero-slide,.carousel-dots button::after,.reveal.from-left,.reveal.from-right,.faq-list details{animation:none!important;transition:none!important;transform:none!important}}

/* Final mobile fit pass */
@media(max-width:480px){
  .container{width:min(calc(100% - 48px),var(--max))}
  .nav-wrap{display:grid;grid-template-columns:1fr;gap:8px;height:auto;min-height:92px;padding-block:10px;padding-right:0}
  .brand-logo{width:132px;max-height:38px}
  .nav-actions{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:6px;width:100%;margin-left:0;position:static;transform:none}
  .icon-btn,.menu-btn,.lang-btn{width:100%;min-width:0;height:38px}
  .main-nav{top:100%;max-height:calc(100vh - 132px)}
  .hero-copy{max-width:100%}
  .hero-copy h1{font-size:clamp(1.92rem,9.4vw,2.28rem);line-height:1.05;max-width:100%;overflow-wrap:anywhere}
  .hero-copy p{font-size:.96rem;max-width:100%;overflow-wrap:anywhere}
  .hero-copy .hero-actions{width:100%}
  .page-hero h1{font-size:clamp(2rem,10vw,2.45rem)}
  .page-hero p,.prose p,.callout{overflow-wrap:anywhere}
}
@media(max-width:360px){
  .nav-wrap{min-height:88px}
  .brand-logo{width:112px}
  .icon-btn,.menu-btn{width:32px;height:32px}
  .lang-btn{min-width:38px;height:32px}
}